Health Class is the category you are assigned by the insurance company based on
several factors obtained from your health exam. These factors include your family's
disease history, your cholesterol and blood pressure levels, your height and weight,
whether or not you smoke, and sometimes even your hobbies.

If you are in perfect health, don't use tobacco, your height and weight correspond to
the Preferred "Better" category in the *build chart below, and have little or no history
of disease, choose Preferred "Better". If you don't exactly fall into the Preferred
"Better" category, but come close, choose Preferred. All others please choose
Standard.